Welcome!

 

SPECIALIZING IN RETIREMENT TRANSITIONS...ONE STEP AT A TIME!

HOW TO BEGIN...THE INVESTMENT POLICY STATEMENT

Imagine you are building the home in which you will live the rest of your life. How would you feel if you saw the construction crew starting to build the roof before the foundation had been constructed? What if critical steps were left out? What if there wasn't even a blueprint?

No one would feel comfortable under those circumstances, yet investors make the equivalent mistakes when investing without first having a plan. While it may appear to work well enough in the short run, many investors are missing out on the opportunity to maximize their retirement income. If you think about it, a retirement plan will need to serve you for the rest of your life and perhaps even that of your heirs.

 

Portfolio planning is a process a lot like building a home. You need a strong foundation, you need good material - but first, you need a blueprint.

 

The Investment Policy Statement is that blueprint. Through careful examination of your current financial situation and future goals, we can begin to craft a concrete plan.

 

The Investment Policy Statement should contain the following elements:

  • Investment Objectives
  • Expected Rate of Return
  • Time Horizon
  • Risk Tolerance
  • Income Requirements
  • Asset Allocation
  • Tax Considerations

Once you have a written Investment Policy Statement, the rest of the planning process falls into place with ease.

Why wait? Have your IPS developed today!